Compare scenarios before making a money decision, then verify final figures with your bank, advisor, or official statement.
SIP CALCULATOR
Plan SIP, step-up SIP, and lumpsum investments with...
Projected wealth
SIP Calculator
Estimate wealth from disciplined monthly investing with expected market-linked returns.
₹10,000
12.0%
15 years
Investment split
Maturity breakupInvested amount₹18,00,000
Estimated returns₹29,59,314
Estimated value₹47,59,314
Invested amount₹18,00,000
Estimated returns₹29,59,314
Return share62.2%
Monthly rate used0.9%
Growth over time
Invested vs projected valuePractical guide
How to use the SIP Calculator
Plan SIP, step-up SIP, and lumpsum investments with projected maturity values, invested amount, and return splits.
Switch between SIP modes and project long-term investment growth. Use clean values and review the result label: projected wealth.
Results are estimates based on the values you enter. Fees, taxes, lender rules, and compounding schedules can change the final amount.
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Open a nearby calculator or utility when the next step needs a different format, comparison, or check.
FAQ
Common questions, clean answers
Which formula does this SIP calculator use?
The regular SIP mode uses the standard future-value formula for monthly contributions, while the step-up mode simulates yearly SIP increases month by month.
Does this calculator guarantee actual returns?
No. It provides projected values based on the assumed annual return you enter, so actual market-linked returns can differ.