Compare scenarios before making a money decision, then verify final figures with your bank, advisor, or official statement.
FD CALCULATOR
Estimate fixed deposit maturity, earned interest, and payout...
Deposit planner
Cumulative FD
Reinvest interest to estimate final maturity value with the compounding frequency you choose.
₹5,00,000
7.50%
5
0
Total tenure5 years 0 months
Deposit split
Principal vs maturity gainDeposit amount₹5,00,000
Interest earned₹2,24,974
Estimated maturity amount₹7,24,974
Interest earned₹2,24,974
Deposit amount₹5,00,000
Annual rate7.50%
CompoundingQuarterly
Growth over tenure
Deposit vs compounded valuePractical guide
How to use the FD Calculator
Estimate fixed deposit maturity, earned interest, and payout schedules with cumulative and income-style FD modes.
Choose the deposit mode, enter amount, rate, and tenure, and review maturity instantly. Use clean values and review the result label: deposit planner.
Results are estimates based on the values you enter. Fees, taxes, lender rules, and compounding schedules can change the final amount.
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Open a nearby calculator or utility when the next step needs a different format, comparison, or check.
FAQ
Common questions, clean answers
What is the difference between cumulative and payout FD modes?
Cumulative FD reinvests interest and grows the maturity amount, while payout FD distributes interest periodically and usually returns the original principal at maturity.
Does compounding frequency matter in FD calculations?
Yes. More frequent compounding slightly increases the maturity amount because interest is added back to the deposit more often.