Compare scenarios before making a money decision, then verify final figures with your bank, advisor, or official statement.
CAGR AND XIRR CALCULATOR
Compare CAGR and XIRR for simple growth journeys...
Return analytics
CAGR
Compound annual growth rate shows the steady annualized return between a starting value and an ending value across a fixed holding period.
₹2,50,000
₹5,40,000
5 years
Annualized growth rate16.65%
Absolute gain₹2,90,000
Ending multiple2.16x
Start value₹2,50,000
End value₹5,40,000
Growth bridge
Start, gain, and final wealthStart value₹2.5L
Wealth created₹2.9L
End value₹5.4L
Practical guide
How to use the CAGR and XIRR Calculator
Compare CAGR and XIRR for simple growth journeys and irregular dated cash flows in one return-analysis workspace.
Use CAGR for clean start-end growth and XIRR for irregular dated investments. Use clean values and review the result label: return analytics.
Results are estimates based on the values you enter. Fees, taxes, lender rules, and compounding schedules can change the final amount.
Related tools
Tools for the same workflow
Open a nearby calculator or utility when the next step needs a different format, comparison, or check.
FAQ
Common questions, clean answers
When should I use CAGR instead of XIRR?
Use CAGR when you only need a beginning value, ending value, and time period. Use XIRR when investments or withdrawals happen on multiple dates.
Why can XIRR differ from CAGR for the same portfolio?
XIRR reflects the timing of each cash flow, so money added earlier or later changes the effective annualized return in a way CAGR does not capture.